The Advantages Of Citibank Online Checking Account

Online checking accounts are getting popular with every passing day. Account holders in United States of America are drooling over them. Although, many banks provide this service, Citibank holds special place of its own among the normal account holders as well as the industry experts. A Citibank online checking account is considered to be the best of the class because of its advantages.

A Citibank online account is the top pick of people at a magazine like Forbes. It is held in such high regard because it is supported by a very good website Citi.com. It is considered to be the most comprehensive online banking website.

A Citibank online checking account offers free online checking to the account holders. If the account holder has a direct deposit, then he/she can pay unlimited bills. The only condition is that the account holder has to make at least two online bill payments or he/she has to maintain an average balance of $1,500. If the conditions are not met then he/she has to bear a checking cost of $6 per month.

The Citibank online checking account allows its users to see the images of checks cleared within a period of the past 120 days. It also allows the account holders an access to the financial statements of the past seven years.

If the account holder wants to transfer funds through Global wire transfers into his/her Citibank Online Checking Account, then it can be done for free. Citibank also reimburses its online customers for up to four non-Citibank ATM transaction charges every month.

Another advantage of a Citibank online checking account is that it provides the account holders with customizable e-mail and wireless alerts. These alerts range from low balance alerts to check payment alerts to deposit alerts.

If the account holders need personalized service then they can be helped by the online banking representatives. These representatives are available 24 hours a day. They can be contacted on any day of the week.

Moreover, the Citibank online checking account holders do not have to pay any fees or maintain any minimum balances for linking up to their checking account. It does not matter whether the checking account is at Citibank or any other bank. This makes it comfortable for the account holder to transfer funds from one account to another in the sane bank or in a different bank.

These advantages have played a major role in cementing the position of the Citibank online checking account as the best in its class. This is truly evident in the thumbs up given to it by the financial experts and the account holders.